At your service
for over 30 years

Deslauriers & associés

Consulting services for the corporate market

Employer/employee group insurance and group annuity plans:

  • Identify solutions to allow for better cost control and expense prevention


Insurance of persons:

  • Analys of current coverage and programs, and recommendations according to the entrepreneur's needs as concerns their financial and fiscal situation
  • Analysis of the transfer of personally held life insurance policies into the insured's management companies at fair market value (FMV)

Business succession planning:

  • Analysis of the corporate structure to ensure it is optimal (Estate freeze, Family trust)Revision or held drafting of shareholder agreement

Investment portfolio:

  • Analysis of the current situation and recommandation of a portfolio with maximum payback while respecting the risk level that matches your objectives

Retirement planing:

  • To help you plan for retirement on a solid base and according to your objectives

Estate planning:

  • Recommandation of optimal solutions for the vesting of property while taking your human objectives and tax calculations at death into account


Testamentary review:

  • Recommendations for the best way to achieve your goals, based on your current situation

Incentive program for key employees:

  • Repurchase agreement in cas of death"Top up" plans for top earners

Products for corporate market

Employer/employee group plans:

  • Group insurance
  • VRSP (voluntary retirement savings plans)
  • Group pension plans
  • Distinctive services (special offers for our clientele's employees)


Insurance of persons:

  • Loan insurance (commercial line of credit)Term insuranceWhole-life insuranceUniversal life insurance

Living benefits insurance:

  • Disability insurance (to cover income or leftover group insurance)Critical illness insurance (co-ownership concept)
  • Long-term care insurance


Savings products:

  • RRSP (registered retirement savings plan)
  • TFSA (tax-free savings account)
  • Mutual investment funds
  • Segregated funds
  • Private investment management
  • RRIF (registered retirement income fund)
  • Life annuities


Other products:

  • Travel insurance
  • Expatriate worker insurance